Compare Home Warranty & Appliance Repair Brands
7 brands · updated August 2026 · re-checked quarterlyHow we rateWe earn affiliate commissionsDisclosure
GE Appliances, ARW Home and Sears PartsDirect all display 3.9. The order is their unrounded weighted scores — GE Appliances 3.93, ARW Home 3.90, Sears PartsDirect 3.89 — so the gap between them is smaller than the ranks make it look. How we score
| # | Brand | Score | Best for | Price snapshot | Service fee | ||
|---|---|---|---|---|---|---|---|
| 1 |  Warranty | 4.5 | Overall home warranty | ~$45.83–$54.17/mo | $65–$125 | ||
| 2 |  RepairClinicParts | 4.4 | Parts retailer for DIY | Retail OEM part pricing | n/a | ||
| 3 |  Retailer | 3.9 | Buying the replacement when repair stops… | Manufacturer-direct retail… | n/a | ||
| 4 |  Warranty | 3.9 | Cleanest complaint record | Not published | Not published | ||
| 5 |  Parts | 3.9 | OEM parts and free repair guides when the… | Retail OEM part pricing | n/a | ||
| 6 |  Warranty | 3.8 | Older appliances | Appliances from $27.99/mo | $100–$150 | ||
| 7 |  Marketplace | 3.5 | Marketplace for local pros | Free to request quotes | $70–$130 (set by pro) |
All prices and fees as of August 2026 · re-verified quarterly · how we score
reviewed in full, excluded from the ranked lineup. Short version: ~11,500 BBB complaints in three years and a February 2026 $11.8M Arizona AG settlement over manipulated claim denials. The review explains what it would take to get back on this list.
Why this table looks different
Most "best home warranty" rankings are built backwards: the companies that pay the highest affiliate commissions float to the top, and the complaint files stay in the footnotes. Our #1 — Liberty Home Guard — happens to top many of those lists too, but we got there differently, and we'll show our work: its review discloses a BBB "pattern of complaints" note that most rankers omit, and it wins on a public formula anyone can check at /methodology. More telling is who's missing. Choice Home Warranty, one of the highest-paying affiliate programs in this industry, is excluded from our ranked lineup after its $11.8 million Arizona consumer-fraud settlement in February 2026. A payout has never bought a slot here, and it never will.
One more honesty note before the table: this page mixes categories on purpose. A warranty is not always the answer. Sometimes the right "brand" is a parts store and a YouTube-style install video, or a same-day technician with a flat quote. So warranties, parts retailers, a manufacturer's own storefront, and a pro marketplace sit in the same table, each scored fairly for what it is. We may earn a commission if you buy through our links — how we make money — but every score below was set before any commercial conversation, and none has ever moved for one.
What our editors actually say
- Liberty Home Guard: The best all-around warranty of 2026 — unmatched add-on breadth, everywhere in the US, excellent review scores. Buy knowing the $2,000 caps and the BBB communication-pattern note we disclose and competitors don't.
- RepairClinic: The parts store for nervous first-timers — it teaches the diagnosis, guarantees the fit, and refunds mistakes for a full year.
- ARW Home: The cleanest complaint record of the mainstream warranties: BBB A+, Trustpilot 3.9 across 1,184 reviews, and complaints about slow dispatch rather than denied claims. It publishes no pricing at all, so get the four numbers in writing before you sign.
- Sears PartsDirect: When repair-or-replace says repair, this is the catalog — 100,000+ OEM parts with published prices and free repair guides. You pay slightly over the odds for OEM certainty.
- GE Appliances: The honest end of the repair-or-replace question. Manufacturer-direct pricing on the five categories that actually break, with no middleman markup to unpick.
- Cinch Home Services: The contract old appliances deserve: no pre-existing-condition or rust denials, plus a 180-day guarantee. Accept the high per-visit fee as the price of approvable claims.
- Angi: A power tool with a kickback — used deliberately, it delivers competing quotes faster than anything its size. The multi-call aftermath is structural; we say so.
How we score
Five weighted sub-scores: Coverage & Plans (30%) · Pricing & Value (20%) · Service & Claims Experience (20%) · Customer Reputation (20%) · Transparency & Flexibility (10%). Regulatory actions hit Reputation hard — hard enough to knock a brand out of the rankings entirely. Every anchor, weight, and worked example is public at /methodology. Scores are re-checked quarterly; volatile figures are stamped "as of August 2026" on every page.
A note on reading two scores at once: every brand here carries an overall score and a Customer Reputation sub-score, and the gap between them is information. Angi scores 4.0 on coverage and 2.9 on reputation — meaning the reach is real and the experience of using it is the risk. When the two diverge, read the full review before you buy. That's the pattern payout-driven rankings hide.
Each factor is scored out of 5. The weighted average of the five is the score we publish, to one decimal — no conversion step. Every figure comes from a single scoring dataset; nothing on this site is hand-entered.
Quick answers
Liberty Home Guard (4.5/5) is our best overall; ARW Home (3.9/5) has the cleaner complaint record — BBB A+ against Liberty's NR-with-a-pattern-note — though ARW publishes no premium, cap, service fee or waiting period at all, while Liberty's $2,000 per-item cap is on the page. If your appliances are old and service-record-free, Cinch's pre-existing-condition coverage is the safer bet.
Its Customer Reputation and Transparency sub-scores collapsed under ~11,500 BBB complaints in three years and a $11.8M Arizona AG consumer-fraud settlement (February 2026) over manipulated claim denials. We still review it in full — read it here — we just won't recommend it.
About $73/month on average in 2026 (observed band: roughly $28–$191), plus a $75–$125 service call fee per visit. Entry appliance-only plans start around $28–$46/month. As of August 2026.
The warranties we rate carry a standard 30-day waiting period (occasionally waived in promos; ARW doesn't publish its terms, so ask). If the appliance is already broken, a warranty won't help — use the parts, retailer, or marketplace rows instead, or check whether a warranty is worth it at all.